Treating infertility is complex, but it is much more affordable than most people think. Health insurance frequently covers at least the work-up and diagnosis of fertility problems, though only about 30% of insurance plans cover the treatment. Insurance covers intra-uterine insemination (IUI) much more commonly than it covers IVF. Please call our office if you have questions about your insurance coverage. Please be sure to have your insurance card handy, as that is the only way to be sure about your benefits.
Red Rock Fertility Center has partnered with the countries leading medical lending providers. You may pre-apply online by visiting one of the providers below.
Choosing the right center is important to make sure your money is well spent. Our UltraIVF program has a 70% take-home baby rate per transfer with just one UltraIVF cycle. With our new UltraIVF package, you get one fresh IVF cycle which includes ancillary procedures such as assisted hatching, intra-cytoplasmic sperm injection (ICSI) and pre-implantation genetic screening (PGS) at an excellent value, which both saves you money and increases your probability of taking home a baby to well over 70%. At Red Rock Fertility Center, we have financing programs with a number of large, national banks and credit sources, as well as local banks that understand the issues here in Nevada. Please give us a call and one of our insurance specialists can give you more information. If you have been to other centers, both here and out-of-town, and were told you did not have insurance coverage for either the diagnostic work-up or fertility treatment, please give us a call, as we have found errors from other centers where the patient actually did have insurance coverage. We have a specialized financial counselor who can help you look at your credit score and finances and come up with a plan that is within your budget. If your credit score is over 650 or you have a co-signer, there are a number of credit sources that can finance your fertility treatment. Monthly payment plans are available through local banks which can provide IVF or IUI on approved credit with those financial institutions at reasonable rates. Borrowers need a credit score of at least 650 or a co-signer to qualify for these plans and they are coordinated through local banks. We do not offer in-house financing. We do have a “lay-away” program where you can prepay your fertility treatment over time. This is especially useful for people with less than stellar credit, which is not uncommon in Las Vegas with the housing situation. Fertility treatment is a complex process, requiring a significant staff and expensive equipment, but you will likely find out that it is well within your reach. Here are the details of a few common insurance plans here in Las Vegas:
- HPN HMO does not cover IVF, but does partially cover up to 6 intra-uterine inseminations.
- Tricare does cover the fertility diagnostic work-up and treatment that is associated with timed intercourse.
- Aetna, United, & Cigna all offer insurance plans which contain fertility treatment coverage. It depends on the individual policy.
To learn more about your fertility benefits schedule a consultation by filling out the form to the right or call 702.262.0079